State College, PA – Investing in IPOs and the current global market update is the subject of this podcast. Check out the website www.FAIcoach.com to learn more about retirement planning, […]
Index To Investment Content
What is the primary reason we invest ? It is to get a rate of return, hopefully a market rate of return. There are so many different investment avenues that can be pursued the volume of material is staggering. If you were to search the word "investment" on the Internet there would be more material than would be humanly possible to consume in a lifetime. We've separated the wheat from the chaff in the below articles. Take a look, then at go to the 20 question quiz and see how you're doing?
Market Update October 2013
Here is this weeks “It’s Your Money” podcast with the “Investor Coach” and host, Paul Nichols, the founder of Financial Abundance, a registered investment advisory firm located in State College, […]
Money Market or Market Returns…Should You Know??
For those in your fifties or sixties, think back to your first job when you entered the work force. I still remember how ecstatic I was when I landed that […]
Market Update April 2013
This week, the investor coach, Paul Nichols, shares a market update from his studio in State College, Pennsylvania. The market certainly has been turbulent the last couple of weeks. The […]
What’s a Good Withdrawal Rate for Income Planning?
This week from State College, Pennsylvania, the investor coach, Paul Nichols, once again provides a market update. Paul also shares some recent articles that relate to retirement planning, financial investments, […]
Active Management or Active Hype?
Well, the market must be up, we’re seeing it again. It’s all over the TV, radio, and popular financial press, that you can easily identify the Active Mutual Funds that […]
Facebook on Wall Street
Facebook! The IPO (Initial Public Offering) of the century! Facebook will “go public,” which means that you can buy its shares just like you can buy the stock of any other public company.
Lots of people who never invested before are calling financial advisors and stock brokers to buy shares, but is this a good idea? Does it make sense to buy individual shares of Facebook for your investment portfolio? A lot of people think so, because they are comfortable and they use the product every day.
The answer to the question as to whether or not you should buy Facebook depends on your objective. If you want to speculate with your money, you may want to take a chance. However, you have to be prepared to take a loss – perhaps a sizeable loss – if you are unlucky and the share price falls.
Main Street Money
My coach is coming to town! Yes, Mark Matson is coming to Happy Valley March 8th, at the Corner Room from 12 – 2PM. He is kicking off his media tour for the public broadcasting special airing around the country, as well, his new book Main Street Money. The book is awesome by the way…only available now through Public Brodcasting pledges during the many broadcasts to be aired (the special is great as well!). Mark will start a multi-city bus tour in NYC March 7th, stopping by State College March 8th, and onto Pittsburgh for a live broadcast during a special airing March 9th. See link for sneak peek of special:
http://www.youtube.com/watch?v=Wc7IjPMoow4
Asset Classes vs Sectors
This week’s podcast from the investor coach, Paul Nichols, is vital as it relates to understanding the basics of investing, retirement planning, and overall financial health. When you understand the difference between asset classes versus sectors you can avoid this speculation and hype that may come with investing. Pay for coaching not for products.
Financial Abundance, Inc., is a Registered Investment Advisor based in Central Pennsylvania with offices in State College and Lewisburg in Centre County.
Visit Financial Abundance’s website and send Paul a note about the show or a question that you would like to have answered under the “Ask the Coach” link.
http://www.FinancialAbundanceInc.com
866-867-5745
2134 Sandy Drive Suite 1
State College, PA 16803
Thank you
The Rule of 72
This week Paul Nichols, the Investor Coach, pulls back the curtain on inflation. He discusses how the rule of 72 can give you some mental math to help you figure out how inflation can have an effect on your retirement planning, investments, insurances, annuities, and all the different vehicles that may be used in your approach to estate planning. From his office in beautiful Happy Valley in State College, Pennsylvania, Paul pulls back the curtain and proves once again you don’t know need to know everything if you have a coach teaching you the right things.
You Don’t Know, What You Don’t Know
Hidden Fees! They are all over the place when it comes to investing.
At least once a month, an investor tells me that another advisor offered managed accounts where the one and only portfolio cost would be the advisor’s fee. Often the fee quoted would be somewhere between 1.25% and 2.25%, plus or minus a little bit. That other advisor would say that there are no other costs and that everything else is free or all inclusive and that absolutely no other expenses would apply.
ABC…1 2 3 the Rules!
Check out this video of Mark Matson’s appearance on Fox Business last Friday. Mark is the CEO and President of Matson Money, the portfolio management firm we use, as well as my personal coach.
Bet it all on Black not Red
Last Friday marked the 10 year anniversary of Enron Corporation going bust.
On December 2, 2001, Enron filed for bankruptcy. In the late 1990’s and the very early 2000’s, you could hardly find a growth or a high tech mutual fund that did not list Enron as one of its top 5 holdings. Yes, it was sad when the company tanked, but it was devastating to the thousands of Enron employees who’s 401(k) Retirement Plans were brimming with shares of Enron Stock.
At the time, a little over 60% of Enron employees’ 401(k) accounts held the company stock. About 11% of that was the “company match” portion, but the rest was selected by the employees as a retirement plan holding. And essentially overnight, their plans for a peaceful retirement were shattered.
Knowing When to Fold’em
An “irrational quest for safety drove all kinds of nutty economic and investment behavior in 2011.” So said the Chairman and Chief Investment Officer of the brokerage firm, T. Rowe Price, a couple of weeks ago at a media conference in New York, as reported by Advisor One, an on-line investment newsletter for financial professionals.
He went on to say that “irrational thinking explains … why people are terrified of risk and volatility.” I can understand the frustration. When the markets take a downturn, many advisors and their investor clients sell their investments and park their money in cash. In other words, they sell when the market is low, and want to wait until prices rise before they get back in.