Lewisburg, PA – Harry Markowitz, who was awarded the Nobel Prize in Economics in 1990, is renowned for his groundbreaking work on the relationship between risk and return. His pioneering […]
Clarity Coaching Tips
Here you will find many tidbits of coaching and financial information that often needs to be clarified for most American investors. Some of the information is very basic and in the form of a current market update. Some of the information is timely topics, based on current social political and economic climate. Some of these are strategies, ideas, and concepts that we have picked up through the years and implemented in our practice. Basically a soup to nuts area of information on all things financial.
Check out our Clarity Coaching Video Clips and the “It’s Your Money” podcasts for more tidbits that might pique your interest.
Understanding the Investors’ Dilemma
09/12/2024 by
State College, PA – Have you ever worried about getting high enough returns on investments? Maintaining your standard of living at retirement? Affording high quality education for your children? Have […]
Your Worst Financial Mistake
08/15/2024 by
State College, PA – Have you ever given thought to what might have been your worst financial mistake? For many, the answer does not become apparent until hindsight arrives. Regrettably, […]
Mortgage Acceleration Plans
02/15/2024 by
Most homeowners have the misconception that the wisest method to accelerate the pay-off of their home is to simply pay extra principal payments on their mortgages. Other homeowners are lured into thinking that bi-weekly mortgage payment plans are the answer. Still other homeowners utilize a 15-year mortgage rather than a 30-year mortgage. In actuality, none of these methods usually prove to be the wisest method to accomplish a “free and clear” home.
You can accumulate sufficient cash in a conservative tax-deferred mortgage acceleration plan to pay off a home just as soon or sooner than utilizing the methods described above. In addition, you will have the following advantages:
Savings Plan…Can You Start With A Penny?
11/28/2023 by
State College, PA – If given the choice between receiving a lump sum of $1 million or a penny doubled for 30 days, I would choose the penny doubled. While […]
Large US Companies’ Cautionary Tale
11/10/2020 by
State College, PA – Large growth companies have been the top performing asset class for the last several years starting back in 2014. They have been better than small and […]
COVID vs. Capitalism
06/03/2020 by
Lewisburg, PA – COVID crisis! Is it the end of life as we known it? Is there really going to be a ”new normal” moving forward? My guess would be […]
Corona Virus and Modern Financial Industry
03/10/2020 by
State College, PA – They say that imitation is the sincerest form of flattery. As I look back at 20 years in the business, I see a fingerprint on the […]
Do-It-Yourself Investing
09/20/2018 by
State College, PA – It seems in the last few years, there has been a strong push in the financial arena encouraging people to “Do-It-Yourself”. The idea that with technology […]
Burning Cash for a Car?
10/18/2017 by
Lewisburg, PA – The total amount of the current US auto loan debt level has surpassed $1trillion and is currently $1.092trillion! Some believe that this, along with student debt, is […]
Stock Picking: Confident Assertion or Financial Folly
05/02/2017 by
Have you ever personally experienced a Confident Assertion within yourself or while observing others? I think it’s interesting in the area finance, how many Confident Assertions are made about the […]
The Real Cost of Safe Money
09/13/2016 by
Altoona, PA – A fellow Investor Coach shared a story about a Senior Citizen on a radio talk show the other day, lamenting about the ultra-low CD rates the banks […]
Municipal Bond? Safe or Sham?
09/01/2016 by
State College, PA – It has happened again! Investors depending on municipal bonds for a secure retirement should be concerned. For the second time in three years, the Security and […]
From My Daily Journal
08/31/2016 by
A trend we have noticed among baby boomers that we have recently coached up about global market returns is a lot of people exhibit concern and worried body language. When […]
A Broken Record
08/12/2016 by
The more I study my industry, the more I’m noticing that the news of pessimism, fear, and greed, are always in cycle and at play. The more I identify these […]
Clarity Coaching Tips
Common Sense Videos
It’s Your Money
Media Appearances
