The Portfolio MRI

Is the goal of investing to get a yield/return? Specifically isn’t the goal of investing in the stock market to achieve a market rate of a return? The resounding answer is yes! In the last couple of decades, at various “Retirement Planning Today” classes that we conduct at local schools and universities, as well face to face coaching sessions, I’ve asked this question thousands of times. “Are you consistently achieving a market rate of return”? This is where I normally get a pause, followed by what would be best described as a deer in the headlight gaze! You see the reality; we are all in the same market environment from year to year, so the same market return is available to those that participate in the market minus the cost of investing.

It’s extremely rare, in my experience, to find an investor who understands this reality or has had this explained. If an investor has never determined whether their portfolio mix of assets is designed to get the market return that is available from year-to-year, how can they know if they’re getting the actual returns available or leaving them on the table? If an investor does not understand what they’re doing or why, how can they ever achieve peace of mind in the financial realm?

Would you like to know whether your portfolio is getting a market rate of return? Do you have a way to compare the returns you have achieved to what the global marketplace has offered in the last 10, 20, 30, or 40 years? With the help of academics from notable institutions like the University of Chicago, Princeton, Dartmouth, and Yale, we do. You see the data has been tracked for many decades; unfortunately it is rarely used to educate people about the realities of the greatest wealth creation tool known to man, the stock market. Why not you? Why not now? Take charge of your financial future and learn about the “The Portfolio MRI”.